What would vehicle insurance do if I don’t have an accident?

Vehicle insurance can give you more benefits than you think. Most drivers think that this product is only useful in case of an accident and that, if nothing similar happens, it will be like buying it for nothing. Similarly, a month later the payment of the bonus will be made, which represents an additional salary. Once again, the recommendation is not to spend everything on Christmas and New Year’s purchases, but to be prudent, make a budget and allocate, if possible, 50% to savings.

But the reality is very different. Insurers have sought to improve the offer of these products, including more benefits, so that, even without experiencing an accident, you can use them to solve different situations.

If your car breaks down

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If your car suffers some kind of problem, you can take it to the network of authorized workshops for review. If stolen: If you have Total Loss coverage, you will receive the commercial value agreed in your contract, so you can purchase a new car.

If you need help to drive. If for any reason you are unable to drive your car, you can request the replacement chauffeur service. In some policies a certain number of times is free and you will have to pay later.

If you have problems on the road

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If you need assistance while on the road, you can call your insurer to send the necessary personnel to assist you. But the reality is very different. Insurers have sought to improve the offer of these products, including more benefits, so that, even without experiencing an accident, you can use them to solve different situations.

Those are just some of the situations in which insurance can be useful without having an accident, but you should also remember that much will depend on the type of insurance you have purchased. Therefore, before choosing yours, compare the alternatives using web comparators such as Jansen Mandarins.

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